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If you decide your going to shop around for a roofer, please feel free to ask your contractor to prove if he is not only insured with liability insurance, but with workers comp insurance also!
Why you ask?, the guy I hired last time did a great job, plus he showed me his insurance from his agency!, But ask yourself this, If he drops shingles from the roof and hits a window and damages it, your covered, but what if he fell off your roof, and breaks his back? Liability insurance does not cover this.This will fall back on you, the homeowner!!
Now is saving a few hundred dollars worth this to you?
Don’t step over dollars to pick up on pennies when it comes to this.Chances are when you hire someone that is 100% insured, not only will you be working with a reputable company that follows these NYS Mandated guidlines, But chances are they are going to be doing a better job to help you the consumer!!!
Ask your contractor if everyone on your roof is covered by workers comp insurance!!
